Insurance Quotes For New Startup Companies

When your are just starting your business it is very important to have just the right balance of insurance protection.

Insuring yourself and company for potential lawsuits as well as meeting contractual requirements is essential.

Smaller and mid-size companies often purchase a package policy known as the business owner’s policy or BOP.  A Business Owners Policy or BOP coverage includes property insurance for buildings and contents owned by the company, and liability protection to cover a company’s legal responsibility for the harm it may cause to others.

Many Larger companies purchase a commercial package policy (CPP) or customize their policies to meet the special risks they face. Commercial multiple peril policies, often purchased by corporations, bundle property, boiler and machinery, crime, and general liability coverage together all in one policy.

Several other types of insurance need reviewing. It includes errors and omissions, umbrella liability and liquor liability. Product liability, a separate line of insurance, protects the manufacturer, distributor or seller of a product from legal liability resulting from a defective condition that caused personal injury or damage associated with the use of the product.

Many companies will need some form of business auto insurance to cover their vehicles used in the operation of the business.

Request help with your new business insurance from qualified professionals that deal with New Ventures everyday.

New Venture Insurance Quotes

Here is a small sampling of the industries that we insure daily.

•Appliance stores (GL Revenue Limit: $3M)
•Barbecue truck/trailer operator
•Clothing apparel stores (GL Revenue Limit: $3M)
•Coffee/donut cart operator
•Electronic stores (GL Revenue Limit: $3M)
•Florists (GL Revenue Limit: $3M)
•Food/beverage cart operator
•Food truck/trailer operator
•Home furnishing stores (GL Revenue Limit: $3M)
•Hot dog cart operator
•Ice cream truck operator
•Ice cream/snow cone/shaved ice cart operator
•Jewelry stores (GL Revenue Limit: $3M)
•Lemonade cart operator
•Mobile food concessions
•Mobile food services
•Mobile food vending services
•Mobile kitchen operator
•Mobile street food vendor
•Other stores (no food/drink) (GL Revenue Limit: $3M)
•Other stores (with food/drink) (GL Revenue Limit: $3M)
•Snack truck operator

•Answering/paging services (GL Square Footage Cap: 35K)
•Auctioneer
•Business manager services
•Event planning/promotion
•Executive placement (GL Square Footage Cap: 35K)
•Life/career/executive coaching
•Personal concierge/assistant
•Project management
•Recruiting (employment placements) (GL Square Footage Cap: 35K)
•Talent agency (GL Square Footage Cap: 35K)
•Training (business, vocational or life skills)
•Translating/interpreting
•Travel agency (GL Square Footage Cap: 35K)
•Tutoring

•Advertising
•Brand consultant
•Digital marketing
•Direct marketing
•Market research
•Marketing/media consulting
•Public relations
•Search engine services (SEO/SEM)
•Social media consultant
•Other marketing/PR services

•Gutter or chimney cleaning
•Landscaping/gardening services (residential and commercial)
•Lawn care services (residential and commercial)
•Snow blowing and removal (no auto coverage)

•Dryer vent cleaning
•Janitorial/cleaning services
•Residential cleaning services (interior and exterior)
•Small commercial office cleaning (interior only)

•Acupressure services (No coverage in NV)
•Acupuncture services (No coverage in NV)
•Art therapy
•Audiology (No PL in NV)
•Barber/hair stylist services (No GL Footage Cap)
•Beautician/cosmetology services (No GL Footage Cap)
•Dance therapy
•Diet/nutrition services
•Drama therapy
•Esthetician services (No GL Footage Cap)
•First aid and CPR training
•Hypnosis
•Marriage and family therapy
•Massage therapy (No GL Footage Cap)
•Mental health counseling
•Music therapy
•Nail technician services (No GL Footage Cap)
•Occupational therapy
•Personal training (health & fitness)
•Psychology
•Pilates instruction
•Small salon owner (No GL Footage Cap)
•Social work services
•Speech therapy (No coverage in NV)
•Substance abuse counseling
•Yoga instruction

•Air conditioning systems installation and repair
•Appliance and accessories installation and repair
•Carpentry (interior only)
•Carpet, rug, furniture, or upholstery cleaning (customer’s premises only)
•Clock making and repair
•Door or window installation and repair
•Driveway or sidewalk paving/repaving
•Drywall or wallboard installation and repair
•Electrical work (interior only)
•Fence installation and repair
•Floor covering installation (no ceramic tile or stone)
•Glass installation and repair (no auto work)
•Handy-person (no roof work)
•Heating and air conditioning installation and repair (no liquefied petroleum gas (LPG))
•Interior finishing work
•Locksmiths
•Masonry work
•Painting (interior only)
•Plastering or stucco work
•Plumbing (commercial and residential)
•Sign painting and lettering (interior and exterior)
•Tile, stone, marble, mosaic, or terrazzo work (interior only)
•Upholstery work
•Window cleaning (nothing above 15 feet)